Top 5 credit cards in Kuwait for 2025
In Kuwait, credit cards have evolved beyond simple payment tools—they now offer a gateway to exclusive rewards, cashback, travel privileges, and lifestyle enhancements. Whether you’re a Kuwaiti citizen or an expat, choosing the right card can help you save on everyday expenses, earn valuable perks, and enjoy premium services like airport lounge access, insurance coverage, and dining discounts.
With numerous banks offering a wide range of credit cards, selecting the ideal one can be challenging. This guide highlights the top 5 credit cards in Kuwait for 2025, based on their reward structures, travel benefits, fees, eligibility criteria, and user satisfaction.
1. NBK Visa Infinite / Mastercard World Elite – National Bank of Kuwait
The Visa Infinite and Mastercard World Elite cards from NBK are among Kuwait’s most prestigious credit cards. Tailored for high-income earners and frequent travelers, these cards offer:
- Up to 5% cashback on premium categories like travel, dining, and online shopping
- Competitive points-to-miles conversion, ideal for redeeming flights, hotel stays, or statement credits
- Unlimited airport lounge access via LoungeKey
- Comprehensive travel insurance, purchase protection, and concierge services
The annual fee is approximately KWD 100, often waived for high spenders. Applicants typically need a monthly salary of KWD 3,000 and may be required to transfer their salary to NBK. This card is perfect for those who value flexibility, luxury, and high reward potential. This is one of the top 5 credit cards in Kuwait for 2025.
2. Gulf Bank Visa Infinite – Luxury Travel and Lifestyle Perks
Gulf Bank’s Visa Infinite card is a strong choice for those seeking premium travel and lifestyle benefits with a straightforward rewards system. Key features include:
- Gulf Points earned on every dinar spent, redeemable for flights, hotels, car rentals, or cashback
- Complimentary airport lounge access across global destinations
- Travel insurance, purchase protection, and concierge services
The card carries an annual fee of around KWD 100, with potential waivers based on spending. The minimum salary requirement is KWD 2,500. Ideal for frequent travelers who want luxury perks and easy redemption options. This is one of the top 5 credit cards in Kuwait for 2025.
3. Burgan Bank Titanium Mastercard and Qatar Airways Co‑brand Card
Burgan Bank offers two standout options for travel enthusiasts:
- Titanium Mastercard: Focuses on lifestyle perks like dining and entertainment discounts
- Qatar Airways Co‑brand Card: Rewards users with Qmiles, redeemable for flights, upgrades, and partner bookings
With the co‑brand card, users earn up to 6 Qmiles per KWD spent locally and up to 12 Qmiles on international purchases. Benefits include:
- Airport lounge access
- Travel insurance
- Priority check-in with Qatar Airways
Salary requirements range from KWD 750 to higher tiers, depending on the card. Annual fees vary but are often offset by travel benefits. This is one of the top 5 credit cards in Kuwait for 2025.
4. Kuwait Finance House (KFH) Visa Signature and Visa World – Sharia-Compliant Premium Cards
For those seeking Islamic finance-compliant credit cards, KFH offers two premium options:
- Visa Signature
- Visa World
Both cards provide:
- KFH Rewards points redeemable for travel, shopping, or statement credits
- Unlimited lounge access, concierge services, and free international roaming data via Flexiroam
- Travel insurance and purchase protection
The Visa Signature requires a salary of KWD 1,000, while the Visa World card requires KWD 1,500. Annual fees range from KWD 75 to KWD 100, with waivers available for high spenders. These cards are ideal for customers who prioritize Sharia compliance and premium travel benefits. This is one of the top 5 credit cards in Kuwait for 2025.
5. Al Ahli Bank of Kuwait (ABK) Diner’s Club and Visa Cashback Cards
ABK offers two popular credit cards for lifestyle and cashback enthusiasts:
- Diner’s Club Card: Includes unlimited lounge access, exclusive dining offers, travel insurance, and purchase protection
- Visa Cashback Card: Provides straightforward cashback on eligible purchases, ideal for users who prefer instant savings over points
Minimum salary requirements start at KWD 1,500, and the annual fee is around KWD 50. These cards are well-suited for customers seeking strong benefits at a lower cost. This is one of the top 5 credit cards in Kuwait for 2025.
Conclusion – Which Credit Card Should You Choose in Kuwait?
Choosing the best credit cards in Kuwait depends on your income, spending habits, and lifestyle goals:
- High spenders and frequent flyers: NBK Visa Infinite or Mastercard World Elite
- Luxury perks with moderate income: Gulf Bank Visa Infinite
- Qatar Airways loyalists: Burgan Bank Co‑brand Card
- Sharia-compliant benefits: KFH Visa Signature or Visa World
- Dining and cashback value: ABK Diner’s Club or Visa Cashback
Credit cards in Kuwait for 2025 offers tailored solutions for every type of user—from luxury travelers to savvy savers. By evaluating your financial needs and comparing benefits, you can select a card that enhances your lifestyle and maximizes your rewards.